Final Expenses Insurance (FEX)
Dignified Final Expense Coverage
Final Expense Insurance provides affordable coverage to help your loved ones handle funeral costs, medical bills, and other end-of-life expenses without financial stress during their time of grief.
This specialized life insurance is designed to be accessible to seniors and those with health concerns, offering guaranteed acceptance options and immediate benefits.
Immediate Relief
Provides immediate funds to cover funeral expenses and final bills.
Affordable Premiums
Lower coverage amounts mean affordable monthly premiums for most budgets.
Easy Qualification
Simplified underwriting with guaranteed acceptance options available.
Peace of Mind
Ensures your family isn't burdened with final expense costs.
What Final Expense Insurance Covers
Funeral and Burial Costs
Casket, burial plot, headstone, funeral service expenses
Outstanding Debts
Credit cards, personal loans, and other final bills
Medical Bills
Final medical expenses and hospital bills
Administrative Costs
Probate fees, legal costs, estate administration
Guaranteed Acceptance
- No medical exam required
- No health questions
- Acceptance guaranteed
- Ages 50-85 typically eligible
- Immediate coverage available
Best for: Those with health issues who need guaranteed coverage
Simplified Issue
- Simple health questions
- No medical exam
- Competitive rates
- Higher coverage amounts
- Day one coverage
Best for: Those in good health seeking better rates and higher coverage
Typical Coverage Amounts
$5,000
Basic coverage for simple funeral
$10,000
Standard funeral and burial costs
$15,000
Full service funeral plus debts
$25,000
Premium service with extra funds
Act Now
Final expense insurance premiums increase with age. The sooner you apply, the lower your premiums will be. Many policies also offer premium locks to keep your rates level.
Protect Your Family from Final Expenses
Ensure your loved ones can focus on grieving, not finances.
Get Your Quote