Mortgage Protection Insurance (MPI)

Home protection meeting

Protect Your Family's Home

Mortgage Protection Insurance ensures your family can keep their home even if you're no longer there to make the mortgage payments. It's specifically designed to pay off your mortgage balance in the event of your death.

Unlike traditional life insurance, MPI is directly tied to your mortgage balance and provides targeted protection for your most important asset - your family's home.

Home Security

Ensures your family can stay in their home without the burden of mortgage payments.

Decreasing Premiums

Coverage amount decreases with your mortgage balance, keeping premiums affordable.

Quick Approval

Simplified underwriting process with faster approval than traditional life insurance.

Affordable Coverage

Cost-effective protection specifically designed for mortgage debt.

Mortgage Protection Insurance

  • Pays off remaining mortgage balance
  • Benefits paid directly to lender
  • Coverage matches mortgage balance
  • Often no medical exam required
  • Premiums may remain level

Term Life Insurance Alternative

  • Larger benefit amount options
  • Benefits paid to beneficiaries
  • Flexibility in how benefits are used
  • May be convertible to permanent
  • Coverage you own and control

Who Should Consider MPI?

New Homeowners

First-time buyers who want specific mortgage protection.

Young Families

Parents who want to ensure their children's stability.

Health Concerns

Those who may not qualify for traditional life insurance.

Budget-Conscious

Those seeking affordable, targeted protection.

Protect Your Home Today

Ensure your family's home is secure regardless of what happens to you.

Get Your Quote